Last updated: July 2026
Please read these Terms & Conditions carefully before using www.ngfintech.com (the "Website"), operated by NG Finntech ("we", "us", "our"). By accessing or using the Website, you agree to be bound by these terms.
NG Finntech operates as a Direct Selling Agent (DSA) / loan referral platform. We are not a bank, NBFC, or lender, and we do not sanction, disburse or service loans ourselves. Our role is limited to helping applicants discover, compare and apply to loan products offered by our partner banks and NBFCs.
Submitting an enquiry or application through this Website does not guarantee loan approval. All credit decisions, interest rates, fees, tenure and disbursal are determined solely by the respective lending bank/NBFC based on their own credit policy, underwriting criteria and applicable RBI regulations.
NG Finntech does not charge applicants any fee for referral, comparison, or application assistance services. Any processing fees, charges or penalties associated with a loan are levied directly by the disbursing lender as per their terms, which will be disclosed to you by the lender before you accept any loan offer.
You agree to provide accurate, current and complete information when submitting forms on this Website. Providing false or misleading information may result in rejection of your application by the lending partner and we accept no liability for consequences arising from inaccurate information provided by you.
Loan products referenced on this Website are offered by third-party banks and NBFCs. Their respective terms, conditions, interest rates and eligibility criteria apply and are subject to change without notice. NG Finntech is not responsible for the acts, omissions, terms or services of these third-party lenders.
All content on this Website, including text, graphics, logos and design, is the property of NG Finntech unless otherwise stated, and may not be reproduced without prior written consent.
To the fullest extent permitted by law, NG Finntech shall not be liable for any direct, indirect, incidental or consequential damages arising from your use of this Website or reliance on any information provided herein.
These Terms & Conditions are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts located in the applicable jurisdiction of our registered office.
We may revise these Terms & Conditions at any time. Continued use of the Website after changes are posted constitutes acceptance of the revised terms.
For questions regarding these Terms & Conditions, contact us at info@ngfintech.com or call +91 93824 00577.
