DSA Partner — We help you compare & apply. No upfront fees.

Personal & Business Loans

Unsecured funding for personal needs or to grow your business — up to ₹40 Lakh.

Overview

Fast, Collateral-Free Financing

Whether it's a wedding, medical emergency, home renovation, or working capital for your business, our partner banks & NBFCs offer unsecured personal and business loans with minimal documentation and quick disbursal.

NG Finntech helps you compare offers across lenders so you can choose the best interest rate and repayment tenure for your situation — at no cost to you.

Loan Snapshot

Loan Amount₹50,000 – ₹40,00,000
Tenure12 – 60 months
Interest Rate*10.5% – 24% p.a. (varies by lender & profile)
Processing Fee*Up to 2.5% of loan amount (charged by lender)
CollateralNot required (unsecured)

*Indicative only. Actual rates & fees are set solely by the disbursing bank/NBFC and depend on credit profile.

Eligibility

Who Can Apply

Personal Loan

Age21 – 60 years
EmploymentSalaried or self-employed
Min. Monthly Income₹15,000+ (varies by city & lender)
Credit Score650+ preferred

Business Loan

Business Vintage1+ years of operation
Entity TypeProprietorship, Partnership, Pvt. Ltd, MSME
Annual TurnoverAs per lender's MSME criteria
ITR FilingPreferred for last 1-2 years

Documents Required

  • PAN Card & Aadhaar Card
  • Address proof (utility bill / rent agreement)
  • Salary slips (last 3 months) or ITR (last 2 years for business)
  • Bank statements (last 6 months)
  • Business registration proof (for business loans)
  • Passport-size photographs

Why Apply Through NG Finntech

  • Compare offers from 10+ banks & NBFCs in one go
  • Free eligibility check before you apply
  • Guided document preparation to avoid rejection
  • Dedicated advisor until disbursal
  • Zero fee charged to you as an applicant

Need funds for a personal need or your business?

Check your eligibility in minutes — no impact on your credit score.

Apply Now
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