DSA Partner — We help you compare & apply. No upfront fees.

Education Loans & Credit Cards

Fund your higher education journey, or get matched with a credit card suited to your profile.

Overview

Invest in Education, the Smart Way

Education loans cover tuition, living expenses and other costs for undergraduate, postgraduate and professional courses in India or abroad — often with a moratorium period until course completion. We also help applicants get matched with credit cards from partner banks based on income and spending profile.

Loan Snapshot

Education Loan AmountUp to ₹50,00,000 (higher for premier institutes)
TenureUp to 15 years (incl. moratorium)
Interest Rate*9% – 15% p.a. (varies by lender & institute)
CollateralMay be required above certain loan amounts

*Indicative only. Actual terms depend on the lender, course/institute and applicant/co-applicant profile.

Eligibility

Who Can Apply

Education Loan

ApplicantIndian student with confirmed admission
Co-applicantUsually required (parent/guardian)
CourseRecognized institute in India or abroad

Credit Card

Age21+ years
IncomeStable salaried or self-employed income
Credit Score700+ preferred for premium cards

Documents Required

  • PAN Card & Aadhaar Card of applicant/co-applicant
  • Admission letter & fee structure (education loans)
  • Academic records
  • Income proof of co-applicant
  • Collateral documents (if applicable)
  • Passport-size photographs

Why Apply Through NG Finntech

  • Compare education loan offers across lenders
  • Guidance on moratorium & repayment planning
  • Credit card matching based on your profile
  • Support with documentation for study-abroad cases
  • Zero fee charged to you as an applicant

Planning higher education or need a new credit card?

Let our advisors find the right fit for your profile.

Apply Now
💬