Secured loans with fast disbursal — finance your next vehicle or unlock the value of your gold.
Vehicle loans help you finance a new or used car, two-wheeler or commercial vehicle, with the vehicle itself as collateral. Gold loans let you borrow quickly against your gold jewellery or coins — ideal for urgent, short-term needs, typically disbursed within hours.
NG Finntech connects you to lenders offering competitive rates on both products, with support on paperwork and valuation.
| Vehicle Loan Amount | Up to 90% of on-road price |
|---|---|
| Vehicle Loan Tenure | Up to 7 years |
| Gold Loan Amount | Up to ₹1,00,00,000 (per gold value) |
| Gold Loan Tenure | 3 – 36 months |
| Interest Rate* | 8.5% – 16% p.a. (varies by lender & product) |
*Indicative only. Actual rates depend on the lender, vehicle/gold valuation and applicant profile.
| Age | 21 – 65 years |
|---|---|
| Employment | Salaried or self-employed |
| Min. Income | As per lender policy |
| Age | 18+ years |
|---|---|
| Ownership | Must own the gold being pledged |
| Purity | Typically 18-22 karat gold jewellery/coins |
